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what is a living trust?

A Living Trust can keep your estate from going through the high costs and delays of probate, and unlike a will that becomes public after your passing, a Living Trust offers total confidentiality and complete control over your assets.

Upon your passing, whomever you named at the time you established your Trust would immediately take control over your assets and distribute them according to your directions. There are no required waiting periods. You can name a legal "Guardian" in your Trust to care for your minor children at the time of your passing. You can also name a "Conservator" for yourself, should you at any time become disabled.

Assets are easily placed in the Trust by changing the title on your stocks, real estate, bank accounts, etc. The property will now be titled in the name of your Living Trust, with yourself named as the Trustee. It is still your property and you may continue to enjoy it or sell it as you choose, as you are the owner of your assets, and Trustee of your Living Trust. And, a Revocable Living Trust may be revoked or amended by you at any time in your lifetime.